Good start on the annual results of the significance of the insurance company is no trivial matter, and a life insurance company insurance business embedded value and the main source of profit. According to statistics, in January 2011 a single month, China Life, Ping An Life and CPIC Life achieved a total premium of more than 86.0 billion total. Among them, under the influence of a low base last year, together with senior executives late last year after the reform effect of exchange transfusion, CPIC Life Insurance new single premiums were up about 47.2%; Ping An Life is affected by the impact of high base last year, a dangerous new Single premium of about 18% year on year decline.
base of ; CPIC adjustment of high-level personnel, bringing the methods of management improvement. Risk in a different area, or will start operations, and actively explore market in the town to raise a potential risk of underwriting. Also, a wealth management plan to set up bank and insurance sector, the high-end Denver bank and insurance market.
a multi-pronged effect may have been in its first month of the year report card in that it represents. Express data show that in January this year, monthly, CPIC Life total premium volume of about 122 billion yuan, an increase of about 20.4%. Among them, the critical data,
good start last year, to outshine others in the peace of life, this is Jiliuyongtui. Express data show that a single month this year in January, Ping An Life size of the total premium of about 240 billion yuan, up 13.7% growth rate. Of these, a total insurance premiums, a new single-premium insurance year growth were: 30% -18%.
; according to investment bank Pacific Insurance said people said, obtained the first month of this year's ; Second, the low base last year's opener, as was the H-share listed company on the focus, therefore, should pay full attention is not a good start last year, resulting in sales last year in general, so a low base year.
impact. High base platform, leading to the first month of this year, Ping An Life
Another analyst pointed out that the life insurance industry in January this year, the human face difficult problems by the more prominent members, Ping An Life is very difficult even immune, also faces by members of certain difficult problems.
; It Shangzheng Bao reported that Ping An Life to face Jiliuyongtui the data: the
BOC really new regulations have little impact on the bank and insurance business?
is worth noting that, in addition to a risk of emergence of new single-year decline, the first month of this year, Ping An Life insurance premiums and bank and insurance bank of new single premiums were also appeared in 37%, 40% of the decline. Some analysts speculated, may be affected by bank and insurance of the New Deal. Some media reported that there is no theoretical basis for this speculation. Ping An Life is the reason the New Deal affected by bank and insurance should be minimal, as in Ping An Life Bancassurance in the proportion of the total premium is very low, its own dependence on bank and insurance to low.
It is understood that bank and insurance under the New Deal, the market is full of variables, as opposed to a risk, the bank and insurance profit margins are low, the first month of this year, Ping An Life insurance up sharply reduced silver One reason is the result of contraction of bank and insurance front.
data show that some insurance companies bancassurance premium income the company's total premium income accounted for more than 60%.
an insurance analyst believes that the New Deal effect of bank and insurance appeared last December CPIC Life premiums fell 3.3%, December 5.8 billion in premiums, is the year premium income of the lowest of the month, the premium decline is mainly due to the CBRC issued in November channels of premium life insurance premiums accounted for 60% of CPIC.
industry believes that the power of the New Deal bank and insurance have begun to appear. This reporter interviewed the general manager of an insurance subsidiary that bank and insurance if the strict implementation of new regulations, then each premium income of insurance companies will shrink by 20% or more.
Glossary:
Bancassurance new regulations: November 8, 2010, China Banking Regulatory Commission website of , and a responsible person on this press conference. The
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