Housing loans will not change how young people to buy a house slave attention to five key issues

 With the continuous improvement of income, many young people to work soon to start planning to buy a house. So, what issues should be considered young people to buy it?
How much money to buy a house ready to present the city from all
terms of payment of real estate, three percent of the down payment is to be prepared before purchase. In addition, buyers must also pay 2% of the housing maintenance funds. to a total of 27 million in housing for example , must be prepared as a down payment of 81,000 yuan, 5,400 yuan maintenance funds, plus other miscellaneous charges, all add up to at least 9 million for the purchase. If you need immediate admission, but also to prepare a decoration of gold, according to the current market renovation market point of view, if a 100 square meters of housing, at least ten thousand dollars for 4 million renovation of gold mm10.
experienced some home buyers believe that all deposits are used to avoid the buyers, because immediately after the room is decorated After buying houses, repairing furniture, appliances, etc. These also need to cost a small fortune. Therefore, young buyers, at least half of the deposit should be retained.
choice Do not blindly greedy chamber
ambitious young people to avoid the election room,Discount UGG boots, be sure to choose according to their actual needs of the appropriate chamber. If in the next 5 years is not going to be a child,UGG boots cheap, you can choose smaller houses, usually two-bedroom apartment adequate. If the recent young families want children, should be selected according to their own economic conditions or a small two-bedroom house with three rooms. If the intention of young people live with their parents to buy a house, you must consider buying more than three rooms of the house, but best to have two bathrooms, both parents or they live together is also more convenient.
children's education should be top priority
It is understood that the recent past, many young families to buy a house in the suburbs, because the children will face increasing age, schooling, and had to buy housing in the urban areas. Therefore, it is recommended young children in the choice of housing Shihai should take into account the future of education. In general, schools had better not live too far away, especially kindergartens, primary schools, far from the shuttle is not convenient.
loans will not change how the house slaves
In general, young people purchase loans, the repayment period of more moderate choice 15mm20. If the loan period is too short, correspondingly larger repayment pressure, once the work is unable to repay may result in a change. But if the expected substantial growth in their own future income, you may choose a shorter repayment period, this would pay less interest. if young people housing fund , the number can be used in the purchase fund to best use. Even if the work soon, fund small, can best be used. This may also pay less interest.
second-hand housing also houses
As young people do good face, often have to buy a new house of marriage, even with financial difficulties should also find ways to buy a new house, few young people willing to buy second-hand housing. In fact, marriage does not have to buy new houses, second-hand housing also do new home. second-hand housing choice not only room for large, and can be admitted immediately, the price is relatively cheap, can get a bit closer to the house from the city center. Therefore, young people in the purchase, it may be appropriate to consider second-hand housing.